Comparisons

Layerz vs Pigment

Short answer

Pigment is a planning platform for company-wide budgeting and forecasting, with built-in AI agents, a Pigment MCP Server and no published price (as of 2026-10-19). Layerz is a structured spreadsheet for one model that one person builds, driven by their own Claude and exported to Excel, free for one editor. Choose Pigment to run planning across departments; choose Layerz for a model you build, version and hand over.

Last reviewed 2026-10-19 by Anthony Barbey. Facts about Pigment come from its public pages, linked under Sources.

Comparison table

FactPigmentLayerz
CategoryEnterprise planning platformPigmentStructured spreadsheet, ready for AI
Core jobCompany-wide budgeting, forecasting and workforce planningOne financial model, built and maintained by your agent
AIBuilt-in agents: Analyst Agent, Modeler Agent and custom agents (Planner Agent announced)as of 2026-10-19 · Pigment AIYour own Claude or any MCP client, 29 MCP tools
MCPPigment MCP Server, with Pigment AI activated; Claude, ChatGPT and Mistral named as clientsas of 2026-10-19 · Pigment MCP ServerRemote MCP server with 29 tools, read and write
Where the model livesIn Pigment; the Pigment Connector for Excel pulls views into Excel and pushes ranges backIn Layerz, as named variables with a history; Excel is an export
Getting startedSales-led: demo or free trialas of 2026-10-19 · Pigment AISelf-serve: sign in and connect your Claude
HistoryPlatform audit and versionsIndividual: 24-hour history and one pinned version. Team: 30-day history, unlimited pinned versions.
ExcelPigment Connector for Excel add-in; pulled data is a snapshot, refreshed on demandPigment knowledge base, Connect Excel.xlsx with live formulas, JSON and raw export, on every plan
Pricing modelNot publishedas of 2026-10-19 · Pigment AIFree for one editor · Team at €49 per seat per month
Who it fitsFinance teams planning across a whole companyFractional CFOs, advisors and small finance teams

Choose Pigment if

  • Planning has to run across departments, with budget owners entering their own numbers.
  • You need workforce, revenue and supply planning in one connected platform.
  • The company has the budget and the time for an implementation project.

What Pigment does well

  • Planning across departments, with many contributors working on one plan.
  • Built-in AI agents and an MCP server, so assistants can work with Pigment data.
  • An Excel add-in that pulls Pigment views into Excel and pushes ranges back.

Choose Layerz if

  • One person, or a small team, builds and maintains the model.
  • You want your own Claude to build the model, not an assistant inside another platform.
  • The model has to leave as a standard Excel file with live formulas.
  • You need to start today, without an implementation project.

Using both

  1. Build the model in Layerz before the company is ready for a planning platform.
  2. Export it to Excel with live formulas as the reference when the Pigment implementation starts.

Pricing

Pigment: No price is published as of 2026-10-19; the site offers a demo or a free trial.

Layerz: Individual: free, unlimited models, one editor. Team: €49 excl. tax per seat per month (same amount in USD and GBP), from the second editor. .xlsx with live formulas, JSON and raw export on every plan, never paywalled. Pricing

Pigment, Cube and Layerz: three jobs

Pigment is a planning platform: the plan lives in Pigment, and the company works in it.

Cube describes itself as an agentic FP&A platform: governed company data flows into Excel and Google Sheets, edits flow back, and a Cube MCP Server gives AI assistants read access.

Layerz is the model itself, as a structured spreadsheet your own Claude builds and maintains, exported to Excel.

FAQ

Does Pigment have an MCP server?
Yes. Pigment documents a Pigment MCP Server, available when Pigment AI is activated, for clients such as Claude, ChatGPT and Mistral (documentation updated 25 September 2026). Layerz also exposes a remote MCP server, through which your own Claude builds and edits the whole model.
Is Layerz a Pigment alternative for a fractional CFO?
For a fractional CFO building one model per client, Layerz is usually the better fit: self-serve, free for one editor, and exported to Excel for the client. Pigment fits a client that needs company-wide planning and can fund an implementation.
How much does Pigment cost?
Pigment does not publish its prices (as of 2026-10-19); the site offers a demo or a free trial. Individual: free, unlimited models, one editor. Team: €49 excl. tax per seat per month (same amount in USD and GBP), from the second editor.
What is the difference between Pigment and Cube?
Pigment is a planning platform where the plan lives. Cube connects governed company data to Excel and Google Sheets, where finance teams keep working. Layerz is the model itself, built by your own Claude and exported to Excel.

Build your next model with your own Claude, export it to Excel anytime.

Get started

No credit card · .xlsx export always free · No AI training on your data